2022 Financial Blogs
Our corner of the web is dedicated to money and sharing our knowledge and experiences to help you make better money (and education) decisions. This is the information we wished we had when we were making important decisions.
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T H E B L O G
Saving Tips for Back-to-School (Part 2) by Lakeisha Rolle
In Part One, we spoke about creating a realistic budget, focusing on the basics, taking advantage of tax holidays and shopping around for used materials. If you haven’t read it as yet, I’d like to encourage you to check it out and implement some of the points mentioned there. Continuing with Part Two, here are some additional tips you can take advantage of to help you save money during this and every back-to-school season. Also, let us know if any of these tips stood out to you and if you were able to try anything new from the list below.
Saving Tips for Back-to-School (Part 1) by Lakeisha Rolle
It’s that time of the year once again! The time of the year when students are super excited to enter a new grade level whether that’s kindergarten, primary school, high school and even college or university. Now, I’m not so sure how excited parents are when it comes to getting their child prepared because as we all know, this “back-to-school” thing can get costly very quickly! Back-to-school shopping doesn’t have to “take all your money” at once, every single year if you prepare in advance and shop smart. In Part One, I would like to share with you four cost saving tips you may want to consider during this back-to-school season. If you’re up to it, go ahead and take it a step further and calculate your total savings this back-to-school season using the tips in this article. Remember, this is only Part One, so be on the lookout for more tips!
Money Management Lessons Every Kid Should Learn by Lakeisha Rolle
Kids are not exempt from learning about handling money just because they do not have bills. Financial literacy is considered a basic life skill and we must be intentional with teaching our children about adopting healthy money management choices which leads to increased financial wellbeing.
5 Money Mistakes the Financially Literate Never Make by Lakeisha Rolle
When it comes to financial decisions we all have different ways we handle money. Ranging from skillful grace, that is a sight to behold, to failure of epic proportions. The last part is extreme I know but if we do not take how we handle our money seriously we can end up with that description being true too because of our bad habits. Being financially literate is becoming popular in this season, especially due to the financial issues most find themselves in at this time. Here are 5 Money Mistakes that the financially literate avoids.
Why Most People Fail to Learn Financial Literacy by Kelly Fowler
To be financially literate is to understand the language of money to the extent that you are able to make sound money decisions and effectively use financial products for your benefit. This understanding does not come naturally. It is learned through education and experience. The challenge is many people fail to learn financial literacy because in most cases it is not explicitly taught at home or in schools, and many lose confidence in their ability to learn over time.
Three Things to Do to Repair Your Credit Report by Kelly Fowler
Credit, aka creditworthiness, is your ability to borrow and repay. It refers to the trust that a party has in your ability to pay your bills in a timely manner. Your credit score is one measure by which your financial health is evaluated. Your credit report is your financial history, which your credit score reflects. It is a record of your debts and bill payments. If your credit appears to be damaged, here are three things you can do to repair it.
3 Simple Ways to Improve Your Financial Literacy Skills Daily by Lakeisha Rolle
Learning about how you can improve your money management skills may seem like a daunting task that involves spending lots of money – wrong! It’s more about how you use your time and how serious you are about acknowledging your weaknesses and improving your skills. We will look at three simple ways (and when I say simple, I mean simple) you can improve your financial literacy skills daily without spending a dime!