Holiday Tips – How to Avoid Debt During the Holiday Season by Lakeisha Rolle

The holiday season is normally that time of the year where individuals emphasize on gift giving, spending quality time with family and friends, and donating to those that are less fortunate. At times, it can be so easy to get caught up with the gift giving and decorating aspects of the holidays that we quickly forget that it only lasts for a few days, while the regret of overspending lasts for so much longer. Many people find themselves going into debt or increasing their existing debt during this time of the year because they either lack a spending plan or don’t stick to the plan they’ve created. Here’s why you should teach your child how to save earlier than later!