2022 Financial Blogs
Our corner of the web is dedicated to money and sharing our knowledge and experiences to help you make better money (and education) decisions. This is the information we wished we had when we were making important decisions.
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T H E B L O G
Holiday Tips – How to Avoid Debt During the Holiday Season by Lakeisha Rolle
The holiday season is normally that time of the year where individuals emphasize on gift giving, spending quality time with family and friends, and donating to those that are less fortunate. At times, it can be so easy to get caught up with the gift giving and decorating aspects of the holidays that we quickly forget that it only lasts for a few days, while the regret of overspending lasts for so much longer. Many people find themselves going into debt or increasing their existing debt during this time of the year because they either lack a spending plan or don’t stick to the plan they’ve created. Here’s why you should teach your child how to save earlier than later!
Why Most People Fail to Learn Financial Literacy by Kelly Fowler
To be financially literate is to understand the language of money to the extent that you are able to make sound money decisions and effectively use financial products for your benefit. This understanding does not come naturally. It is learned through education and experience. The challenge is many people fail to learn financial literacy because in most cases it is not explicitly taught at home or in schools, and many lose confidence in their ability to learn over time.
Three Things to Do to Repair Your Credit Report by Kelly Fowler
Credit, aka creditworthiness, is your ability to borrow and repay. It refers to the trust that a party has in your ability to pay your bills in a timely manner. Your credit score is one measure by which your financial health is evaluated. Your credit report is your financial history, which your credit score reflects. It is a record of your debts and bill payments. If your credit appears to be damaged, here are three things you can do to repair it.
3 Simple Ways to Improve Your Financial Literacy Skills Daily by Lakeisha Rolle
Learning about how you can improve your money management skills may seem like a daunting task that involves spending lots of money – wrong! It’s more about how you use your time and how serious you are about acknowledging your weaknesses and improving your skills. We will look at three simple ways (and when I say simple, I mean simple) you can improve your financial literacy skills daily without spending a dime!